Brazoria County Personal Finance Subject Guide
Home Buying and Leasing
- Websites
Brazoria County First Time Homebuyer Grant Program
Grant assistance, down payment and closing costs, for first time homebuyers. (Ph: 979-864-1860)Department of Housing and Urban Development - HUD
Housing resources and news including home ownership, leasing, and foreclosureFederal Housing Association - FHA
Learn about the home buying process, FHA-insured loans, home-buying assistance and special programsFederal Reserve Consumer Help – Home Mortgages
Learn about ARMs, PMIs, Reverse Mortgages, Home Equity Lines of CreditFederal Trade Commission – FTC Mortgage
Learn how to access the best mortgages and use the Mortgage Shopping WorksheetU.S. Department of Veterans Affairs
Home Loan Guaranty Services for veterans and frequently asked questions
- Books
Evans, National Association of Realtors’ Guide to Home Selling, 643 NATI
Buying a Home, 643.12 BUYI
National Association of Realtors’ Guide to Home Buying, 643 NATI
Portman, Renter’s Rights : The Basics, 346.7304 PORT
- Related Subject Browses
House Buying—United States; Residential Real Estate—Purchasing—United States; Mortgage Loans—United States; Foreclosure--Prevention
Managing Your Credit
- Websites
Free Credit Reports
Authorized free online reporting agencies endorsed by the Federal Trade Commission, the nation’s consumer protection agencyOPT-OUT
Exercise your option to limit prescreened credit card marketing promotional offersPrevent Identity Theft
The Federal Trade Commission offers information about deterring, detecting and defending against identity theft
- Books
Trudeau, Debt cures “they” don’t want you to know about, 332.024 TRUD
Ramsey, The Total Money Makeover : a proven plan for financial fitness, 332.024 RAM
Weston, The 10 commandments of money: survive and thrive in the new economy, 332.024 WESTON
- Related Subject Browses
Consumer Credit, Debt, Finance, Personal
Banking
- Websites
Bankrate.com
Get current information on interest rates for mortgages, new and used car loans, money markets, CDs and moreEDIE
Electronic Deposit Insurance Estimator-- Calculate FDIC insurance coverage of your accounts, sponsored by the FDICFDIC
Federal Deposit Insurance Corporation--Supervision and consumer protection. Maintains the stability of the national banking systemGo Direct
Sign up for direct deposit of federal benefits like Social Security or supplemental security income payments—sponsored by the U.S. Department of the Treasury and the Federal Reserve BanksNCUA
National Credit Union Administration federal agency that insures savings in most credit unionsOnline Banking
Understanding the basics of online banking including paying bills and managing accountsTexas Department of Banking
The bank assists and educates the public. Find links that further these interests and help consumers
Investing
- Databases
Reference USA
Use this business tool to get statistics, CEO biographies, news, financial statements of publicly traded companies (i.e., SYSCO CO.)TexShare Databases Business Resources
Find current issues of Kiplinger’s Personal Finance, Business Week, Consumer Reports, Money and others online. Scroll to the last third of the Databases page
- Websites
Invest Wisely
An introduction to mutual funds sponsored by the U.S. Securities and Exchange CommissionBig Charts
Easy-to-use investment research site, providing interactive charts, historical stock prices, quotes, industry analysis as well as market news and commentarySmallCapReview.com
Find publicly traded companies on an alphabetical list by stateGoogle Finance
Monitor your portfolio, stock screener, corporate news
- Books
Dorsey, The Little Book That Builds Wealth: the knock out formula for finding great investments, 332.6 DORS
Gross, POP! Why Bubbles Are Great for the Economy, 332.6 GROS
Janjigian, Even Buffet Isn’t Perfect: what you can – and can’t – learn from the world’s greatest investor, 332.6 JANJ
- Related Subject Browses
Investments, Stocks,Investment Analysis, Stock Exchanges, Business cycles, Warren Buffet
- Magazines, Newsletters, and Newspapers
Investors Business Daily available at: Angleton and Pearland
Kiplinger’s Personal Finance available at: Angleton, Lake Jackson and Pearland
Morningstar Fund Investor available at: Angleton, Lake Jackson and Pearland
Morningstar Mutual Funds available at: Lake Jackson and Pearland
Trendline Current Market Perspectives available at: Lake Jackson
Valueline available at: Lake Jackson and Pearland
Wallstreet Journal available at: Alvin, Angleton, Brazoria, Lake Jackson, Manvel and Pearland
Retirement
- Websites
AARP.org
Financial Planning and RetirementBloomberg.com
Calculate retirement income, the impact of an auto loan and mortgage on your, finances, compare loans, answer various other questionsRetirement Plans, Benefits and Savings
Types of employee retirement plans explained by the U.S. Department of LaborYahoo retirement
Information about IRAs, 401Ks, 403bs, ROTHs, investments tools, How to Guides
- Books
Savageau, Retirement Places Rated, 646.79 SAVA
Stim, Retire Happy: What you can do now to guarantee a great retirement, 646.7 STIM
- Related Subject Browses
Retirement Place of -- United States; Social Indicators - - United States; Quality of Life - - United States; Retirement - - Planning
Related Personal Finance Resources
- Websites
Bankrate.com
News, advice, and trends on personal financeMotley Fool
Answers for living with financial common senseSmartMoney.com
Information on College Planning, Health Care, Marriage and Divorce, Retirement, Taxes among othersU.S. PIRG
Information on current issues of national interests that affect the economy and ultimately affect your financial wellbeing
- Books
Orman, Women and Money: owning the power to control your destiny, 332.024 ORMA
Personal Finance for Dummies, 332.024 TYSO
Let’s get real about money: profit from the habits of the best personal finance managers, 332.024 TYSO
- Related Subject Browses
Women - - Finance, Personal; Women - - Personal finance
- Magazines
Smart Money available at: Angleton and Lake Jackson
Forbes available at: Alvin, Angleton, Brazoria, Lake Jackson and Pearland
Money available at: Alvin, Angleton, Brazoria, Clute, Freeport, Lake Jackson, Manvel and Pearland